Terms of Service

1. Acceptance of Terms

By accessing or using any Helvety services, websites, or applications ("the Services"), operated by Helvety by Rubin ("we," "us," or "the Company"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these Terms, you must not access or use the Services.

The Services are offered exclusively to customers located in Switzerland. By accessing or using the Services, you confirm that you are located in Switzerland and are not a resident of the European Union (EU) or European Economic Area (EEA). We do not target or offer services to individuals outside Switzerland. If you access the Services from outside Switzerland despite our geo-restriction measures, you do so at your own responsibility and Swiss law applies exclusively.

These Terms constitute a legally binding agreement between you and Helvety by Rubin, a sole proprietorship (Einzelfirma) registered in Switzerland.

Your continued use of the Services following the posting of any changes to these Terms constitutes acceptance of those changes.

2. Definitions

• "Services" refers to all Helvety websites, applications, platforms, and related services.
• "User," "you," or "your" refers to any individual or entity accessing or using the Services.
• "Digital Products" refers to software, digital downloads, and other non-physical goods.
• "SaaS Products" refers to software-as-a-service subscriptions providing ongoing access to software.
• "Physical Products" refers to apparel and other tangible goods.
• "Content" refers to all materials, including but not limited to software, text, images, and designs.

3. Account Registration

To access certain features of the Services, you must create an account. Account creation requires your email address and passkey setup. During registration, new users must first confirm that they are located in Switzerland and are not residents of the EU or EEA; this confirmation is required before any personal data is stored or a verification code is sent. After confirmation, new users receive a verification code via email to verify their identity; existing users with a passkey sign in directly with their passkey. You then authenticate using your device's biometrics (Face ID, fingerprint, or PIN) to set up or use your passkey.

By creating an account, you agree to:

• Provide a valid email address that you have access to.
• Maintain the security of your passkey and the device(s) on which it is stored.
• Accept responsibility for all activities that occur under your account.
• Notify us immediately of any unauthorized use of your account.

Account Recovery: If you lose access to your passkey, you can request a new verification code sent to your registered email address to re-authenticate and set up a new passkey. We recommend keeping your passkey synced across your devices via iCloud Keychain, Google Password Manager, or similar services.

Encryption Setup: Helvety Tasks and Helvety Contacts use end-to-end encryption to protect your content. When using these services, you will be required to set up an encryption passkey after authentication. This uses the WebAuthn PRF (Pseudo-Random Function) extension to derive encryption keys on your device. The encryption keys are not transmitted to or stored on our servers. If you lose access to your encryption passkey, encrypted content will become permanently inaccessible. Certain non-encrypted structural metadata (such as record identifiers, timestamps, priority levels, display preferences, and entity relationships) is stored in plaintext to enable application functionality; see our Privacy Policy for field-level details. Other Helvety services (helvety.com, Helvety Auth, Helvety PDF, Helvety Store) do not use end-to-end encryption.

Age Requirement: You must be at least 18 years of age to create an account and use the Services. By creating an account, you represent and warrant that you are at least 18 years old.

We reserve the right to suspend or terminate your account at our sole discretion, without prior notice, for conduct that we determine violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

4. Products and Services

4.1 Software Licenses

Before completing a purchase of Digital Products, you must confirm that you have read and understood these Terms, our Privacy Policy, and (where applicable) the digital content consent presented at checkout. This confirmation is required on every purchase.

Upon purchase of Digital Products, you are granted a limited, non-exclusive, non-transferable, revocable license to use the software for personal or internal business purposes only. You may not:

• Redistribute, sublicense, sell, or transfer the software to any third party.
• Reverse engineer, decompile, or disassemble the software.
• Remove or alter any proprietary notices or labels.
• Use the software for any unlawful purpose.

4.2 SaaS Subscriptions

SaaS Products provide access to software functionality on a subscription basis. You do not acquire ownership of the software; you are granted access rights only for the duration of your active subscription. Access may be revoked upon subscription termination or non-payment.

4.3 Apparel and Physical Products

Physical products (such as apparel) are not currently offered through the Services but may be offered in the future. The following terms will apply if and when physical products become available. Physical Products will be sold subject to availability. Product descriptions and images will be provided for informational purposes. Title and risk of loss will pass to you upon delivery to the carrier.

Sizing: All sizing information will be approximate and provided as a general guide only. We recommend consulting size guides before ordering. Sizing may vary between different product lines and manufacturers. We will not be responsible for items that do not fit as expected if the sizing guide was not followed.

Colors and Images: We will make every effort to display accurate colors of products. However, actual product colors may vary from images shown due to differences in monitor settings, screen resolutions, photography lighting, and manufacturing variations. Minor color variations are not considered defects.

Care Instructions: All apparel products will come with care instructions. You will be responsible for following these instructions. Damage resulting from improper care, washing, or handling will not be covered under return or warranty policies.

Custom and Personalized Items: Custom or personalized products are made specifically for you and cannot be returned or exchanged unless they are defective or we made an error in production. Please review all customization details carefully before placing your order.

Warranty: Physical products are covered by the statutory warranty provisions under applicable Swiss law. In Switzerland, the warranty period is 2 years from delivery (Art. 210 Swiss Code of Obligations). Defects that appear within 6 months of delivery are presumed to have existed at the time of delivery (burden of proof reversal). This does not limit any other rights you may have under applicable consumer protection laws.

Delivery: Delivery times will vary and will be estimated at checkout. Shipping will be to Switzerland only. Shipping costs will be calculated at checkout based on destination and order weight. Risk of loss will pass to you upon delivery to the carrier.

4.4 Software, Digital Products and SaaS - No Warranties and No Guarantees

Digital Products and SaaS are provided "as is" and "as available". They may contain defects, errors, bugs, or may not operate as intended. We do not guarantee uninterrupted or error-free access, any particular uptime, or continuous availability. Services may be temporarily unavailable due to maintenance, third-party failures, or other reasons.

We are not obligated to provide updates, upgrades, patches, new versions, or new features. Any updates or improvements are at our sole discretion. We do not guarantee compatibility with future operating systems, browsers, or third-party products or services.

You use our software and SaaS at your own risk. For important data, you are responsible for keeping backups; we are not liable for loss of data arising from use of our software or services.

Where applicable Swiss law grants you mandatory rights (e.g. conformity with the contract, statutory remedies), nothing in these Terms is intended to exclude or limit those rights. The above disclaimers apply to the fullest extent permitted by such law.

4.5 Enterprise Software Extensions

Certain products (such as the Helvety SPO Explorer for SharePoint Online) are software extensions designed for organizational use. The following additional terms apply to these products:

• License Scope: Licenses are granted on a per-tenant, per-subscription basis. You must register your organization's tenant identifier (e.g., "contoso" from contoso.sharepoint.com) in your account at helvety.com/store to activate the license for your tenant.
• License Validation: The extension periodically contacts helvety.com/store/api/license/validate to verify your subscription status. Only your organization's tenant identifier and product identifier are transmitted during validation; no personal data is sent. Results are cached locally to minimize API calls and ensure offline reliability.
• Tenant Registration: You are responsible for registering valid tenant identifiers linked to your subscription. Incorrectly registered tenant identifiers may result in license validation failures.
• Support Tiers: Enterprise products may be offered in multiple tiers (e.g., "Solo" and "Supported"). The Solo tier provides self-service access without dedicated support. The Supported tier includes direct technical support via email. Tier-specific features and limits are described on the product page.

5. Free Services and Beta Features

5.1 Free Services

We may offer certain Services or features at no cost ("Free Services"). Free Services are provided "as is" without any warranties or guarantees of availability, functionality, or support.

We reserve the right to modify, suspend, or discontinue any Free Services at any time, with or without notice. We shall have no liability to you or any third party for any modification, suspension, or discontinuation of Free Services.

5.2 Beta and Experimental Features

From time to time, we may offer beta, preview, or experimental features ("Beta Features"). Beta Features are provided for testing and feedback purposes only and may:

• Contain bugs, errors, or other issues that may cause system failures or data loss
• Be modified, suspended, or discontinued at any time without notice
• Not be subject to the same security, performance, or availability standards as production features
• Be subject to additional terms and conditions

Use of Beta Features is entirely at your own risk. We strongly recommend maintaining backups of any data used with Beta Features. We shall have no liability for any data loss, damages, or other issues arising from your use of Beta Features.

6. Acceptable Use Policy

You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to use the Services:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To store, upload, transmit, or distribute child sexual abuse material (CSAM) or any content that sexualizes minors, in violation of Swiss Criminal Code Art. 197
• To store, upload, transmit, or distribute depictions of extreme violence against human beings or animals without justifiable cultural or scientific purpose, in violation of Swiss Criminal Code Art. 135
• To use the Services for any activity that constitutes a criminal offense under Swiss law, including but not limited to fraud, money laundering, terrorist financing, or the distribution of prohibited content
• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any similar solicitation without our prior written consent
• To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
• To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Services
• To harass, abuse, threaten, or intimidate other users or any third party
• To upload, transmit, or distribute any malware, viruses, worms, Trojan horses, or other harmful code
• To attempt to gain unauthorized access to any portion of the Services, other accounts, computer systems, or networks
• To interfere with or disrupt the integrity or performance of the Services or the data contained therein
• To use any automated means (including bots, scrapers, or crawlers) to access the Services without our prior written permission
• To circumvent, disable, or otherwise interfere with any security-related features of the Services
• To resell, redistribute, or sublicense access to the Services without our prior written authorization
• To infringe upon the intellectual property rights, privacy rights, or other rights of any third party
• To collect or harvest any personally identifiable information from other users

End-to-end encryption does not exempt you from legal responsibility. You remain solely responsible for the legality of all content you store using the Services, regardless of whether that content is encrypted.

Violation of this Acceptable Use Policy may result in immediate termination of your access to the Services and may expose you to civil and/or criminal liability.

7. User Content

7.1 Your Content

Certain features of the Services may allow you to upload, submit, store, send, or receive content, including but not limited to text, files, images, and other materials ("User Content"). You retain ownership of any intellectual property rights that you hold in your User Content.

7.2 License to Us

By uploading or submitting User Content to the Services, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display your User Content solely for the technical purpose of operating, hosting, and providing the Services (such as storage, backup, and content delivery).

For end-to-end encrypted content in Helvety Tasks and Helvety Contacts, we have no technical ability to access or use your content. This license applies only to encrypted data as stored on our infrastructure; we cannot and do not access plaintext content.

7.3 Your Responsibilities

You are solely responsible for your User Content and the consequences of uploading or publishing it. You represent and warrant that:

• You own or have the necessary rights to use and authorize the use of your User Content
• Your User Content does not violate any applicable law, regulation, or these Terms
• Your User Content does not infringe the intellectual property rights or other rights of any third party
• Your User Content does not contain any viruses, malware, or other harmful code

7.4 Our Rights

We reserve the right, but have no obligation, to monitor, review, or remove User Content at our sole discretion, for any reason or no reason, including User Content that we believe violates these Terms or is otherwise objectionable.

We may immediately suspend or terminate accounts and delete all associated data (including encrypted files) upon receipt of a valid Swiss court order or if we reasonably believe an account is being used for illegal activity. In such cases:

• Suspension may be imposed without advance notice where required by law or where notice would compromise an investigation
• Suspended accounts will have all stored data frozen (encrypted files remain on our infrastructure but become inaccessible)
• Upon account termination, all associated encrypted files and database records will be permanently deleted
• You will not be entitled to any refund of fees already paid in the event of suspension or termination for cause

7.5 No Liability for User Content

We do not endorse, support, represent, or guarantee the completeness, truthfulness, accuracy, or reliability of any User Content. We shall have no liability for any User Content uploaded or posted by users.

7.6 Encrypted User Content

Helvety Tasks and Helvety Contacts implement end-to-end encryption. For these services:

• You are solely responsible for maintaining access to your passkey. If you lose your passkey and cannot recover it through account recovery, your encrypted data will become permanently inaccessible.
• We cannot recover or decrypt your encrypted data on your behalf.
• We recommend keeping your passkey synced across devices using your platform's passkey synchronization (iCloud Keychain, Google Password Manager, etc.).
• Encrypted data is protected by a zero-knowledge architecture; our architecture is designed so that we cannot access the plaintext content of your encrypted data.

End-to-end encryption requires a modern browser with WebAuthn PRF support (Chrome 128+, Edge 128+, Safari 18+, Firefox 139+ desktop only). Firefox for Android does not support encryption features.

7.7 Law Enforcement Cooperation

Helvety cooperates with Swiss law enforcement authorities when presented with valid Swiss court orders or binding legal requests issued in accordance with applicable Swiss law. We will cooperate with any lawful surveillance order directed at us, including under the Swiss Federal Act on the Surveillance of Post and Telecommunications (BÜPF) to the extent it applies to our services.

Due to our zero-knowledge architecture, we cannot decrypt or provide access to the plaintext content of end-to-end encrypted data. However, we may provide the following non-encrypted metadata in response to valid legal requests:

• Account information (email address, account creation date, internal identifiers)
• IP addresses and timestamps associated with account activity
• Storage usage information (file sizes, upload timestamps, storage paths)
• Subscription and billing metadata
• Non-encrypted structural metadata from Helvety Tasks and Helvety Contacts (priority levels, display preferences such as colors and icons, sort orders, entity relationships, and category assignments)

Upon receipt of a valid Swiss court order, we may immediately suspend or terminate the account in question. Suspension includes freezing all stored data (encrypted files remain on our infrastructure but become inaccessible to the user). All associated encrypted files will be permanently deleted upon account termination.

We are under no obligation to provide advance notice to users when acting on valid legal orders, where such notice is prohibited by law or would compromise an ongoing investigation. Where legally permitted, we will notify affected users of legal requests concerning their accounts.

8. Online Ordering Process

In accordance with Swiss law (UWG/LCD), we provide the following information about the technical steps leading to the conclusion of a contract:

8.1 Contract Formation Steps

The ordering process consists of the following steps:

1. Browse our product catalog and select the product or subscription tier you wish to purchase.
2. Click the purchase button (e.g., "Subscribe Now" or "Get Started") on the product detail page.
3. A consent dialog appears requiring you to read and accept the Terms of Service and Privacy Policy before proceeding. This consent is required for each purchase.
4. You are redirected to a secure Stripe Checkout page where you enter your billing information and select your payment method.
5. Review your order summary on the Stripe Checkout page, including the product, price, and billing details.
6. Complete the payment to submit your order.

Contract Formation: Your order constitutes an offer to purchase. A binding contract is formed when we send you an order confirmation email. We reserve the right to reject orders at our discretion (e.g., due to pricing errors or suspected fraud).

8.2 Error Detection and Correction

Before completing your purchase, you have the opportunity to detect and correct input errors:

• You can cancel the consent dialog and return to the product page at any time before proceeding to Stripe Checkout.
• On the Stripe Checkout page, you can review and edit your billing information and payment method before completing the payment.
• You can use your browser's back button or close the Stripe Checkout page to cancel the purchase before payment.
• If you notice an error after completing your purchase, contact us immediately at contact@helvety.com.

8.3 Order Confirmation

Upon successful completion of your purchase, you will receive:

• An order confirmation email from Stripe to the email address associated with your Helvety account.
• The confirmation includes: product details, price, and applicable taxes.
• For digital products and SaaS subscriptions, access is automatically linked to your Helvety account. You can access purchased features by signing in with your passkey.

9. Pricing and Payment

All prices are displayed in Swiss Francs (CHF). Prices are subject to change without notice. Helvety by Rubin is currently not registered for Swiss VAT (MWST). Should this change, applicable taxes will be calculated and displayed at checkout.

Payment processing is handled by Stripe, Inc. By making a purchase, you agree to Stripe's terms of service. We do not store your complete payment card information on our servers.

You agree to pay all charges incurred by you or any users of your account at the prices in effect when such charges are incurred. You are responsible for any taxes applicable to your purchases.

10. Subscription Terms

Billing Cycles: Subscriptions are billed in advance on a recurring basis (monthly or annually, as selected). Your subscription will automatically renew at the end of each billing period unless cancelled.

Auto-Renewal: By subscribing, you authorize us to charge your payment method automatically at the start of each billing period. Before each renewal, Stripe will charge your payment method and you will receive a receipt from Stripe for each renewal charge. You can view your subscription status and manage cancellation at helvety.com/store/account. You may cancel auto-renewal at any time.

Cancellation: You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. You will retain access until the end of your paid period.

Price Changes: We reserve the right to modify subscription prices. You will be notified of any price changes at least 30 days before they take effect. Continued use after price changes constitutes acceptance.

11. Refund Policy

11.1 Digital Products

Before completing a purchase of Digital Products or SaaS subscriptions, you expressly consent to immediate access to the digital content or service and acknowledge that you waive any right of withdrawal once access is granted. This consent is recorded as part of the pre-checkout confirmation (see Section 4.1).

Due to the nature of digital goods, all sales of Digital Products are final once the product has been delivered or download access has been provided. No refunds will be issued for Digital Products except where required by applicable law or at our sole discretion.

11.2 SaaS Subscriptions

For subscription cancellations, you will not receive a refund for the current billing period but will retain access until its end. In exceptional circumstances, we may offer pro-rata refunds at our sole discretion.

11.3 Physical Products (If and When Offered)

Physical products are not currently offered. The following return policy will apply if and when physical products become available.

While Swiss law does not provide a statutory withdrawal right for online purchases, we will voluntarily offer a 14-day return policy for physical products as a gesture of goodwill.

To exercise this right, you would inform us of your decision to return the goods by a clear statement (e.g., email tocontact@helvety.com). Products must be returned in their original condition, unworn and with all tags attached. You will bear the cost of returning the goods.

Refunds will be processed within 14 days of receiving the returned items using the same payment method used for the original purchase.

12. Intellectual Property

All Content on the Services, including but not limited to software, text, graphics, logos, images, audio, video, and the compilation thereof, is the exclusive property of Helvety by Rubin or its licensors and is protected by Swiss and international copyright, trademark, and other intellectual property laws.

The Helvety name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Helvety by Rubin. You may not use such marks without our prior written permission.

Nothing in these Terms grants you any right, title, or interest in any intellectual property owned by us, except for the limited license rights expressly granted herein.

13. Limitation of Liability

13.1 Disclaimer of Warranties

THE SERVICES AND ALL PRODUCTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY, RELIABILITY, OR COMPLETENESS OF CONTENT
• UNINTERRUPTED OR ERROR-FREE OPERATION

In particular, we do not warrant that our software, digital products, or SaaS will be free of errors, bugs, or interruptions, or that we will provide any updates or new versions.

13.2 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL HELVETY BY RUBIN, ITS OWNER, AFFILIATES, OR SERVICE PROVIDERS BE LIABLE FOR ANY:

• INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
• LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES
• COST OF SUBSTITUTE GOODS OR SERVICES
• DAMAGES ARISING FROM YOUR USE OR INABILITY TO USE THE SERVICES
• DAMAGES ARISING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA

13.3 Maximum Liability

OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT YOU HAVE PAID TO US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED SWISS FRANCS (CHF 100).

13.4 Assumption of Risk

You expressly acknowledge and agree that your use of the Services is at your sole risk. You assume full responsibility for all risks associated with your use of any products purchased through the Services.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or wilful misconduct, or for breach of such obligations as cannot lawfully be limited under applicable law (e.g. Swiss mandatory provisions).

13.5 Force Majeure

We shall not be liable for any failure or delay in performing our obligations where such failure or delay results from circumstances beyond our reasonable control, including but not limited to: acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, pandemic, or shortages of transportation, facilities, fuel, energy, labor, or materials.

14. Indemnification

You agree to defend, indemnify, and hold harmless Helvety by Rubin, its owner, employees, agents, and service providers from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including but not limited to attorney's fees) arising from:

• Your use of and access to the Services
• Your violation of any provision of these Terms
• Your violation of any third-party right, including any intellectual property, privacy, or proprietary right
• Any claim that your use of the Services caused damage to a third party
• Your breach of any applicable law or regulation

15. Termination

We may terminate or suspend your account and access to the Services for cause, including but not limited to: breach of these Terms, fraudulent activity, non-payment, illegal use, or prolonged inactivity. We will provide reasonable notice (minimum 30 days) except in cases of serious breach requiring immediate action.

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to: intellectual property provisions, warranty disclaimers, limitation of liability, and indemnification.

You may terminate your account at any time by using the account deletion feature at helvety.com/store/account or by contacting us at contact@helvety.com. Account deletion is permanent and cannot be undone. We recommend exporting your data before proceeding. Account termination does not entitle you to any refund of fees already paid.

16. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the substantive laws of Switzerland, without regard to its conflict of law provisions.

Amicable Dispute Resolution: Before initiating legal proceedings, we encourage you to contact us at contact@helvety.com to attempt to resolve any dispute amicably. We will endeavor to respond within 14 days. Nothing in this section prevents either party from seeking injunctive or other equitable relief from a court of competent jurisdiction.

Any disputes arising out of or relating to these Terms or the Services shall be subject to the exclusive jurisdiction of the courts of Basel-Stadt, Switzerland.

Language: These Terms are drafted in English. In the event of any discrepancy between this English version and any translation, the English version shall prevail.

Severability: If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.

Entire Agreement: These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference herein, constitute the entire agreement between you and Helvety by Rubin concerning the Services. These Terms supersede all prior or contemporaneous communications, whether electronic, oral, or written, between you and us regarding the Services.

No Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by us.

Assignment: You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms without such consent will be null and void. We may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors, and permitted assigns.

Notices: Any notices or other communications provided by us under these Terms will be given: (i) via email to the email address associated with your account; or (ii) by posting to the Services. For notices made by email, the date of receipt will be deemed the date on which such notice is transmitted. You may give us notice by email tocontact@helvety.com or by mail to our address listed in the Contact section.

Export Compliance: You agree to comply with all applicable export and re-export control laws and regulations, including the Swiss State Secretariat for Economic Affairs (SECO) regulations, the US Export Administration Regulations (EAR), and sanctions programs administered by relevant authorities. You may not download or use the Services if you are located in a country or region subject to comprehensive sanctions, or if you are on any government list of prohibited or restricted parties.

Headings: The section headings in these Terms are for convenience only and have no legal or contractual effect.

17. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use the Services after any revisions become effective, you agree to be bound by the revised Terms.

If you do not agree to the revised Terms, you may terminate your account and stop using the Services. We will not retroactively apply material changes to purchases or subscriptions made before the changes took effect.

18. Contact Information

For any questions about these Terms, please contact us: